The NJTC in conjunction with Maloy Risk Services, Hartford, Travelers, and Axis Pro Insurance Companies have created multiple product offerings to insure every commercial and property aspect of a technology business. As well as partnering with Chartis, Chubb, and ACE to insure all personal liabilities of company executives and partners.

Commercial Insurance:
Hartford has established set rates and endorsements specifically designed for the NJTC Membership for Director’s and Officer’s Liability, Employment Practices Liability and Fiduciary Liability.

Travelers using two specifically designed coverage packages for technology companies will provide your Property, General Liability, Worker’s Compensation, Automobile, Umbrella, International and Professional Liability. Their two products are designed for emerging growth companies (Vision Pak) under $15 million in revenue and for more established companies using (TechXpress) which is designed for companies with up to $25 million in revenue. Beyond that revenue range Travelers also provides larger more customized packages.

Axis Pro, provides a discount Professional Liability program that gives NJTC members 10% off their lowest rates. In addition to the pricing discount, they have provided automatic coverage for copyright, trademark and unauthorized access coverage.

Through their relationship with McDermott & Thomas Associates, Sun Life Genworth Financial Employee Benefits Group will offer Group Life, Disability, Vision and Dental insurance benefits from its Custom Choice portfolio. Through the NJTC arrangement, member firms can take advantage of preferred pricing, more flexible plan design options and improved underwriting contingencies.

For information about these cost saving benefits, contact Dan McGrath at 609.987.7096.


Personal Insurance:
Maloy Private Client Group has partnered with Chartis, Chubb, and ACE insurance companies to offer Personal Lines insurance programs as well as its other top tier markets for the NJTC members. Maloy Risk services prides itself on its commitment to provide excellent service at the highest caliber of insurance and risk management consultation. In conjunction with the aforementioned carriers, we are proud to offer these exceptional products and services to the NJTC, while also qualifying applicants for discounted rates.

What we offer:
Home Insurance:
We provide insurance protection for residential homes, rental properties, and condominiums throughout the world. This extends to properties in the course of construction and under renovation.

Automobile
We can offer broad coverage, including liability and physical damage, for luxury, high-value or specialty automobiles as well as classic and collector cars.

Valuables & Private Collections:
We can insure all of your collectibles; including jewelry, fine arts, sports memorabilia, antiques, furnishings, guns, silverware, furs, and wine collections, on either a blanket or scheduled basis.  We have designed a sophisticated, proprietary collection management program that can catalog and preserve digital inventories to allow for expedite claims handling as well as being a collection asset.

Earthquake, Flood, and Landslide:
We offer a full array of products to protect your assets against catastrophes.

Watercraft and Private Aviation:
We have a solid understanding of this niche and will help secure protection for your owned and non-owned high value aircraft and watercraft.

Other Liability Issues:
Let us help you secure appropriate umbrella limits and protection from other liability issues such as non-profit director’s & officer’s liability, kidnap and ransom, domestic employee exposures, and special events.

Specialty Coverage:
We also provide special coverage for unique risks such as animals, equestrian exposures, exotic trees or plants, recreational vehicles, identity theft, mold, specialized equipment and rare items.

More about the Maloy Private Client Group:
The Maloy Private Client Groups’ core competency is designing insurance programs for high net worth individuals, including their personal and business assets. We partner with our clients directly, or through their wealth advisors, family offices, or business managers. We understand the urgency, complexity, and confidentiality that is required when working with high net worth clientele. Because of this core competency we are fluent in insuring multimillion dollar estates, domestically and abroad, private watercraft and aviation, complex real estate portfolios, and many other nuances that exceed the capabilities of other brokerages. Our company culture is rooted in our practice to complete client dedication. We strive to not only fulfill a need, but to provide value to our clients.

For information about these cost saving benefits, contact Adam Pauska at 609.987.708